Today, Information and Technology (IT) development and sophistication are viewed as significant phenomena that have a significant impact on people’s daily lives all over the world. This advanced development of this technology has expanded in a variety of sectors, including business, healthcare, finance, transportation, and others. Do research on the e-wallet which contains the following information:

1. Description of e-wallet and its categories.
2. How does IT improve the adoption of e-wallets as a payment method in Malaysia? Justify your answer with appropriate examples or articles.
3. What distinguishes an e-wallet from a debit card? Which do you prefer? Justify your answer.
4. Identify TWO examples of e-wallet applications that YOU have used before. Discuss YOUR experience of using these applications. The discussions have to be from YOUR own experience and EACH application should include:

• Introduction and background of the application. Support with a diagram, screenshots, or illustration.
• What was the TWO significance of why you used the application? Support your reason with an appropriate scenario example.
• The transactions or processes or activities YOU frequently used from the e-wallet.
• The detailed specifications of software, hardware, device, or Internet connectivity requirements you need to run the application and perform transactions.